6 Signs You Need to Downsize in SW Florida

6 Signs You Need to Downsize Your House in SW Florida

Downsizing your home is a normal process in life. Understanding this from the outset can help you plan when the time is right. By recognizing the signs early and knowing when to begin taking steps towards downsizing, you can get ahead of the game. With our economy now and dealing with a global pandemic, you might find that you may need to retire earlier than expected. If you already have a blueprint for your golden years, you can set everything into motion, allowing you to adapt quickly to downsizing. Read on to learn more about these six signs you need to downsize your house in SW Florida.

Empty Rooms

Have the kids have all grown and moved out? A home full of empty rooms is a signal you need to downsize your house in SW Florida. You should be able to find a home better suited to your needs. In your golden years, a retirement community may be a better fit for your new lifestyle. Many retired couples find the low cost of enjoying these communities and the enhanced lifestyle and amenities offered along with new friendships extremely appealing. 


If your house has become too much work to maintain, consider this a red flag to downsize your home in SW Florida. Finding a new place with less yard to care for may be the solution. In some retirement communities, lawn care is a part of the package, leaving you free to enjoy retirement. If all of the dusting, sweeping, and mopping has become overwhelming, downsizing may be the answer for you. With the money saved, you could hire a service to help with your general upkeep!


Borrowing on your home to make significant repairs or remodel to save energy expenses is an indication that you need to downsize your house in SW Florida. Replacing your existing windows with impact windows or other energy-saving remodeling projects can run into the tens of thousands. Likewise, if you suddenly can’t afford your monthly expenses because of unforeseen circumstances, downsizing to reduce your costs may be your solution. Selling your existing house for a smaller home would make your overall expenses more affordable. 

Improved Living

Many people are choosing to live in smaller homes so that they leave less of an environmental footprint. If this is the case, you may want to consider the option of downsizing your house in SW Florida.  Perhaps a new, smaller house would offer a better layout than your current home, or the location provides convenience and is, therefore, more expensive. While you may be buying less home, you are paying for the convenience of a shorter commute or other benefits that outweigh any minor downsizing inconveniences. 


If your credit cards’ interest is burying you in a mountain of debt, this is an indication that you need to downsize your house in SW Florida. You can apply the proceeds towards paying off your balances, improve your credit score and save you even more in the long run. By buying a smaller home right now, you will also be saving money every month by taking advantage of the lower mortgage rates while lowering the balances on your monthly payments on your other credit providers. You could also make an extra payment towards the principal of your new house loan, enabling you to pay off your mortgage note faster! 


Should holding onto the equity in your home fail to remain the best thing for you, this is another sign that you need to downsize your house in SW Florida. Find yourself in need of a quick boost to your retirement fund? By downsizing, you could invest a chunk of money in mutual funds or an IRA or Roth IRA account to possibly make way more than if you only make deposits into a savings account. Even if you are at retirement age and quite happy in your larger home, downsizing later in life can be a nice boost to your account and maybe allow you to start crossing off the biggest dreams on your bucket list.

Have you seen the signs? Give SWFL Homes LLC a call! If you need to downsize in SW Florida, let our professionals answer your questions and help guide you through the process. We will take the time to listen to your circumstances and future goals. If you are ready to downsize, why not sell your home directly to SWFL Homes LLC? We offer fast cash closings, usually within seven days!  Send us a message or call us at (941) 999-3163 today to learn more!

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